Insights / white paper

Doing Insurance Differently

By renae hanvin

December 6 2023

South Australian small businesses find insurance necessary and vital for protection, but expensive and confusing.

During a 12-month project funded by SAFECOM’s Disaster Risk Reduction program, social enterprise Resilient Ready ran Small Business Insurance Talks to explore experiences and attitudes to insurance in business communities across South Australia.

The White Paper shares our findings and recommendations to drive positive change to benefit micro and small businesses, communities, government and insurers.

When our CEO + Founder Renae Hanvin began creating micro-learning solutions, she quickly identified the gap around insurance.

Spending months up-skilling her own lack of insurance knowledge and understanding, she is committed to removing that burden for others.

We know insurance is not a strategic priority for the majority of micro and small businesses.

Yet is could be. And it should be.

As Australia’s leading business community resilience experts, we identified surprising and extensive vulnerabilities for small businesses as well as opportunities for a new approach.

“If we address some of the gaps, we can make small businesses more sustainable, building greater resilience and strengthening local communities,” said Renae.

Funded by the SAFECOM Disaster Risk Reduction Grants Program funded by the Australian Government and the South Australian Government, Resilient Ready would like to thank our project collaborators and partners, the Office for Small and Family Business within the Department for Industry, Innovation and Science (DIIS) and the Council of Small Business Organisations Australia (COSBOA).

Resilient Ready is a social enterprise delivering innovative solutions to enable every organisation to thrive before, during and after disasters. To keep updated on news and current projects, sign up to our newsletter.